FDIC-Insured-Backed by the full faith and credit of the U.S. Government
Skip to content
Our Bank

Rooted in Union County. Focused on you.

Union County Savings Bank is a community bank headquartered in Elizabeth, New Jersey with $1.6 billion in total assets and four branches in Union County.

Founded in 1883 to serve the local communities of Union and Essex Counties, we remain strongly committed to these communities today.

Our Mission

Enriching lives and fostering prosperity.

To enrich the lives of every person we serve and foster prosperity in our communities.

Guided by trust, transparency, and personalized service, we empower individuals and businesses with tailored financial solutions and a steadfast commitment to social responsibility.

Our Services

Everyday banking, made simple.

Our Bank offers personal checking, savings, money market accounts, CDs, personal loans, and mortgages, along with checking, savings, and loans for businesses.

See our highly competitive rates here.

More than a bank, a trusted neighbor.

For generations, Union County Savings Bank has stood alongside our neighbors — helping families buy homes, supporting local businesses, and investing in the institutions that keep our community thriving.

We combine the strength and stability of a well-capitalized institution with the personal attention of a local community bank.

Our commitment to you

We strive to be a reliable partner — providing tailored financial solutions, responsive service, and clear guidance at every stage of your financial journey.

Through integrity, innovation, and a focus on long-term relationships, we aim to create opportunities that help individuals, families, and businesses grow.

Together, we are not just a bank; we are at the heart of a thriving community.

Personal & business solutions under one roof.

From day-to-day banking to long-term savings and lending, Union County Savings Bank offers solutions designed to support your goals.

Personal Banking

Bank confidently with UCSB.

Manage your everyday finances with accounts and tools designed to fit your life.

Checking accounts Savings & money markets Certificates of Deposit (CDs) Personal loans Mortgages
Business Banking

Support for growing businesses.

Banking solutions built for local businesses, nonprofits, and organizations.

Business checking Business savings Commercial lending Tailored local support

Visit a branch near you.

With four convenient locations across Union County, friendly support is always close by.

Headquarters

320 North Broad Street
Elizabeth, NJ 07208

Phone: (908) 354 4600

Cranford Branch

201 North Avenue West
Cranford, NJ 07016

Phone: (908) 272 1660

Elizabeth Branch

61 Broad Street
Elizabeth, NJ 07201

Phone: (908) 289 5551

Union Branch

642 Chestnut Street
Union, NJ 07083

Phone: (908) 964 6060

Explore our most popular products.

Choose the account or service that fits your needs and get started in just a few steps.

Couple looking at checkbook/ledger

Checking

Flexible checking options for everyday spending and direct deposit.

Learn More
Piggybank

Savings

Build your savings with secure, interest-bearing accounts.

Learn More
Couple looking at tablet

CDs

Lock in a fixed rate and grow your savings with confidence.

Learn More
Person writing

Lending

From home loans to personal lending, we’re here to help you move forward.

Learn More
Together, we are not just a bank; we are at the heart of a thriving community.
All branches will be closed on Monday, May 26th, in observance of Memorial Day.